Seller Tools

How Much Will I Net From My Home Sale?

Get an instant estimate of your proceeds — including all the fees nobody talks about

⚠️

This is an ESTIMATE only. Actual costs vary based on your specific situation, lender, title company, and negotiated terms. Contact us for a personalized net sheet.

Section 1 — Property Info

Sale Price ($)

Current Mortgage Balance ($)

Enter 0 if paid off

Second Mortgage / HELOC ($)

Section 2 — Agent Commission

Commission Rate: 6%3.0% listing + 3.0% buyer = 6% total

0%4%8%

Colorado is a negotiable commission state. Your rate may differ.

Section 3 — Closing Costs

Title Insurance — Owner's Policy ($)

Required in Colorado. Protects the buyer. Auto-calculated at ~0.5% of sale price.

Title Insurance — Lender's Policy

Varies (typically paid by buyer)

Paid by buyer if they are getting a loan. Not a seller cost.

Settlement / Closing Fee ($)

Title company fee for handling the closing

Recording Fees ($)

County fee to record the deed transfer

Colorado State Transfer Tax

$0 — Colorado has NO state transfer tax ✅

County / City Transfer Tax (Pueblo County: 0.01%)

$45 (auto-calculated)

Real Property Transfer Declaration ($)

Colorado form TD-1000

Home Warranty (optional)

Many sellers offer this as a buyer incentive

Repairs / Concessions (estimated) ($)

Budget for inspection repair requests

HOA Transfer Fee (if applicable) ($)

Property Tax Proration ($)

$370 (auto-calculated)

Estimated based on 1.0% of sale price, prorated to closing

Days to close:

Section 4 — Other

Moving Costs ($)

Miscellaneous ($)

Your Estimated Net Proceeds

Sale Price$450,000

Agent Commission (6%)-$27,000

Title Insurance (Owner's)-$2,250

Settlement / Closing Fee-$450

Recording Fees-$50

County Transfer Tax-$45

Transfer Declaration-$20

Property Tax Proration-$370

Estimated Net Proceeds$419,815

You keep 93.3% of your sale price

⚠️ Estimate only. Actual costs depend on your specific title company, lender requirements, negotiated terms, and closing date. We can provide you with an accurate, personalized net sheet.

Get My Accurate Net Sheet →

Colorado Seller FAQ

Common questions about selling your home in Pueblo

Talk to Us About Selling →